Why ITF Group?
ITF Group JSC is an innovative non–bank financial institution that provides large portfolio of financial services to borrowers. Its main products are consumer loans with various payments schedules targeted to audiences with specific risk factor.
The company has been founded in the end of 2012 and has launched its first entirely online brand SmileCredit on February 2013. The start was very promising and the company recorded four straight profit positive years to date.
As a result the Company strategy has evolved and led to establishment of a second brand – Get Cash in 2015, aimed to operate through offline network.
We want to be modern
Using the opportunities on the local market, our company strives to become one of the systematically important non–banking financial institutions in Bulgaria, which helps to secure better access to financial resources for ordinary people.
Our mission is to be a modern non-bank financial institution with the purpose to use in full our expertise in financing and high-tech operations to provide affordable and high quality financial service to the local market.
Long – term perspective – a clear and working long – term program for the Company’s development Skills and experience Good standing Responsible relationships Partnership – it stimulates interconnection, mutual respect and support.
What We Do?
Gathering knowledge with experience to achieve more.
Deep business know-how and technology craftsmanship.
Credit risk management resulted in revenue from first year on.
Internal IT department integrates technologies needed to achieve maximum automation and effectiveness.
Combination of online and offline business – advantage of studying digital behavior while being next to the customers.
Experience and expertise in online acquisition and provision of services.
- Payday loans
- Instalment loans
- Instalment loans
Our Key Figures
credit app every month
average growth per year
new clients per month
Here you may find the annual financial reports of the company.
Report of Independent Auditor
Financial Statements for the year ended 31 December 2020
Interim Financial Statements for the year ended 31 December 2020
Interim Financial Statements for the period ending 30 June 2020
Interim Financial Statements for the period ending 30 September 2020
Management report for the year ended 31 December 2020
Management report as at 30 September 2020
Management report as at 30 June 2020
Official Company documents
Declaration as per art. 100n, par. 4, p. 3 from ZPPTSK
Report on fulfillment of bond obligations – 2020
Report on fulfillment of bond obligations as of 31 December 2020
Report on fulfillment of bond obligations as of 30 September 2020
Report on fulfillment of bond obligations as of 30 June 2020
Trustee report as at 31 December 2020
Trustee report as of 30 September 2020
Trustee report as of 30 June 2020
Notification for second interest payment